From All Cash to No Cash! - The Traveller

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Sunday, January 22, 2017

From All Cash to No Cash!

payzapp
Demonetization hit our country really hard. A country where every single transaction was done through cash is on its way where even a rickshaw walabhaiya uses his own e-wallet. Everyone is going cashless. With all this going on, the most favored in all this are the e-wallets. To be in competition all banks have started there digital money wallet. Some of the wallets started by some banks are:

HDFC Bank, PayZapp: One such bank is HDFC Bank. Their digital money wallet is PayZapp. HDFC Bank PayZapp, is a full payment solution, helping you to pay in just one click!

With PayZapp, you can also shop on your mobile at partner apps, buy movie tickets, music and groceries, compare and book flight tickets and hotels, shop online and get great offers at SmartBuy, send money to anyone in your contact list, pay bills and recharge your mobile, DTH and data card.So link it now with your Debit and Credit Card to PayZapp and enjoy the most suitable and secure way of payment.

PayZapp is one of the most convenient wallets as you just have to link your debit or credit card with your PayZapp wallet and pay. No need to waste time on recharging your wallet as money will automatically be deducted from your account. It is also one of the fastest e-wallets, as payment happens in just one click. Keeping up with their goodwill, HDFC Bank’s wallet PayZapp is also secured. So don’t worry! 
Bas cards link karoekbaar, pay karobaarbaar!

ICICI Bank, Pockets: Pockets by ICICI Bank, is the e-wallet initiated by ICICI Bank. Coping up with the cash crunch Pockets is also one of the most reliable e-wallet in India. You can link your Pockets account with any of your ICICI Bank, account and the amount will be deducted on your from your account. One can pay for anything through this e-wallet. You can shop, pay bills, buy groceries and do everything. You can also send money via Pockets to your friends, making settling of accounts although more easy and cashless.

‘Pay with mVisa’ on Pockets is a payment key enabled by Visa, that will let you make payments to merchants using Pockets just by scanning the merchant’s QR (Quick Response) code or by entering the merchant’s mVisa ID.On login to Pockets, the customer’s existing linked ICICI Bank Visa Debit card or Pockets Prepaid Card will be accessible to securely pay using Pockets. In case the customer has multiple Debit Cards, they can choose either of the ICICI Bank Visa Debit Cards to pay the merchant.

SBI Bank, SBI Buddy: State Bank Buddy is an app that you can download on your mobile phone. It operates just like any other, mobile wallet with the difference being that this mobile wallet is only for those who have account with State Bank of India. However, you can use this wallet to transfer money to other banks as well. It is a semi closed wallet that works on prepaid balance. You will have to have balance in your SBI Buddy, in order to transfer money to other accounts.

SBI Buddy can be used to transfer money. You can transfer easily through choosing from your contact book or from you Facebook friend list provided they have an account in the same anytime anywhere. You can also ask for your payments through this app. You can easily just ask for your scheduled payment from your contacts. From paying you bills to buying movie tickets, everything is available via this app.

You can also book your flight and hotel tickets and get discounts. This app also allows you to update your KYC and increase you daily transaction limit of Rs. 50,000/-. It permits you to transfer up to Rs. 1 lakh per month. One touch beneficiary: up to 20 people can be added as your emergency contacts on your list. These people can be made your beneficiary right away and you can send and receive money from there with just a touch on your Smartphone.

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